
By Francis M. Miller During the past month several reports have been published on cost variations in the health care system. Among medical providers, there is clear evidence of wide differences in costs and utilization both across geographic regions and institutions. When the Colorado 208 Commission studied the issue, it also found that there were great variations among what insurers, the government and individuals pay. And, recently, the Colorado Division of Insurance analyzed insurance proposals for the health exchange. Again, wide variations in insurance premiums are being proposed. Are such differences evidence of profiteering? Or, is this an opportunity for…